Privacy Policy

At Innovate Insurance Agency, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, request a quote, contact our team, or use any of our insurance services.

By using our website or submitting your information, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information

Provided directly by you when requesting a quote, speaking with an agent, or submitting a form:

  • Name

  • Email address

  • Phone number

  • Home or business address

  • Date of birth

  • Driver’s license information

  • Vehicle information

  • Business information (if requesting commercial coverage)

  • Policy information

  • Payment information (when applicable)

1.2 Usage Data

Automatically collected when you interact with our website:

  • IP address

  • Browser type and version

  • Device information

  • Pages visited and time spent on the site

  • Cookies and tracking technologies

1.3 Third-Party Information

We may receive information from:

  • Insurance carriers

  • Public records

  • Data verification partners

2. How We Use Your Information

We use your information to:

  • Provide insurance quotes

  • Process applications and renewals

  • Communicate with you about your policy

  • Verify your identity and eligibility

  • Improve our website and services

  • Comply with legal and regulatory requirements

  • Prevent fraud and ensure security

 

We do not sell your personal information.

3. Sharing Your Information

We may share your information only when necessary to provide our services:

3.1 Insurance Carriers

To obtain quotes, bind coverage, manage claims, or service your policy.

3.2 Service Providers

Companies that help us operate our business:

  • Technology platforms

  • Payment processors

  • Communication providers

These partners are required to protect your information and use it only for authorized purposes.

3.3 Legal Requirements

We may share information to:

  • Comply with state or federal law

  • Respond to subpoenas or court orders

  • Investigate or prevent fraud

4. Cookies and Tracking Technologies

Our website may use:

  • Cookies

  • Pixel tags

  • Analytics tools (e.g., Google Analytics)

 

These tools help improve user experience, analyze traffic, and personalize content.
You may disable cookies in your browser settings, but some website features may not function properly.

5. Data Protection and Security

We implement administrative, technical, and physical safeguards to protect your data, including:

  • Encrypted data transmission

  • Secure server environments

  • Access controls

  • Regular security audits

While we strive to protect your information, no method of transmission or storage is completely secure.

6. Children’s Privacy

Our services are not directed to children under 13.
We do not knowingly collect information from minors. If you believe a child has provided personal data, contact us immediately to remove it.

7. Your Privacy Rights

Depending on your state of residence, you may have the right to:

  • Access your personal information

  • Request corrections

  • Request deletion (subject to legal requirements)

  • Opt out of certain data uses

  • Request information on how your data is shared

To exercise these rights, email us at: office@innovateinsagency.com

8. Data Retention

We keep your information only as long as necessary to:

  • Provide services

  • Meet legal and regulatory requirements

  • Resolve disputes

9. Third-Party Links

Our website may contain links to external websites.
We are not responsible for their privacy practices or content.
We encourage you to review their privacy policies separately.

10. Changes to This Policy

We may update this Privacy Policy at any time.
Changes will be posted on this page with an updated “Last Updated” date.
Your continued use of our website signifies acceptance of the revised policy.

11. Contact Us

If you have any questions about this Privacy Policy or your personal information, contact us:

📞 (973) 530-4104
📩 office@innovateinsagency.com
🏢 Innovate Insurance Agency — 521 Van Houten, Ave Suite 1B Clifton, NJ 07013

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